There are dozens of types of loans on the market, hundreds of banks and non-bank providers. How do we know about loans? See fuzo9.com for further editorial
Payday Loans by purpose
We distinguish between purpose and non-purpose loans. For example, consolidation loans, car loans, home loans including mortgages, home renovation loans, furniture, consumer goods, and the like. It is practical to use short-term, non-purpose loans before payout, which are handled quickly and online. All Ferratum loans are purposeless, which means you don’t have to prove what purpose you used them for. It can be a surcharge of energy as well as a first minute holiday!
Loans by provider
There are a number of lenders. Some are more forgiving, but usually demand higher interest rates and have worse conditions. It’s best to go straight to the bank. Banking, previously non-bank loans online Ferratum has been operating since 2005, and has helped more than 2.5 million clients worldwide. You can also get it easily – with the age ranging from 19 to 85 years and repayment of previous loans. In addition, if you choose a Ferratum bank loan that is as fast as a non-bank loan, you will be under the protection of a multinational financial company all the time.
Loans by repayment period
We distinguish between long-term and payday loans. The basic difference between these loans lies in the amount of the amount provided and, of course, in the repayment period. payday loans are not a large amount of money, so the repayment period is much shorter than long-term loans. Another difference is the claim for payday loan approval. You do not need any special forms or statements to make a payday loan highly available. Ferratum Bank provides short-term and long-term loans of CZK 2,500 to CZK 80,000, where the repayment term is up to you. And for the new clients there is the first free loan.
Loans under conditions
A quick loan with no proof of income is available in the bank today – for all clients with a good credit history. Normally, you only need basic documents to conclude a loan agreement with Ferratum, and you don’t even need a personal meeting. It is essential to respect the principles of responsible lending, both sides. Everything that the bank detects is in the interest of your security and smooth repayment. You can settle the loan from home online, via computer or mobile. Join and learn about your loan options without proof of income even without a registry.
Loans by type and status of the applicant
Smaller entrepreneurs, women on maternity leave, pensioners, students and people on low incomes are often considered problem clients in traditional banks. They often feel that they have nothing but a disadvantageous SMS loan. However, Ferratum Bank’s online loans are also available to these groups of interested parties. Plus, you get them without a guarantor, pledge, and minimal administration. All you have to do is if you are between 19 and 85 years old and have paid your previous Ferratum loans. The best conditions then have bank loans for repeat clients, whose reliability and ability to repay have already been verified.
By loan amount
Loans up to CZK 5,000 used to be the domain of non-banking companies, which often demanded excessively high interest rates. Today, you can arrange these micro loans quickly and online at the bank. An immediate loan to an account from Ferratum Bank can be from 2500 CZK to 80 000 CZK. You get a loan if your age is between 19 and 85 years and you have a previous commitment with Ferratum. No guarantor, pledge, and unnecessary paperwork.
Flexible Loans – Financial Reserve
The Ferratum Credit loan account, set up simply online from CZK 2,500 to CZK 80,000, allows you to make flexible loans with the effect of a financial reserve, immediately sent to your account. The advantage is that Ferratum Credit always provides money at hand, but when you do not use it, you do not pay any fees. Unlike payday loans before payout, you have the freedom to repay – you can repay the full amount at any time, or choose installments of any amount. The only condition is to send a monthly minimum of 12.5% of the amount currently due. In addition to the flexible monthly reimbursement and the ability to redeem without a register, Ferratum Credit offers new clients a first free loan – up to $ 80,000 with 0% interest for 30 days.
Short-term quick loans before payout
If you need to get money quickly and easily, Ferratum Credit is the right choice, and it can act as a payday loan before paying between 2500 and 80,000 CZK. You will get the loan immediately to your account and the loan maturity is up to you. You can repay it once or use monthly installments. For new clients, the first loan is free – you will borrow up to CZK 80,000 and you will return CZK 80,000 for 30 days. If you find that your monthly loan repayment would suit you, it’s no problem. You simply pay a prescribed minimum installment every month.
Consumer loans for repeat clients
If you need more money and want to pay monthly installments, there is also Ferratum Credit. When you negotiate this online loan, you choose only the amount and maturity is up to you.